5 Tips To Help You Settle Your Accident Claim

by allan46 on July 30, 2011

Once you file an accident claim you will need to be able to prove to the insurance companies that the accident was not your fault and that another party was negligent.  Dealing with insurance companies can be a dauting prospect which is why it is often advisable to hire an accident lawyer to handle your claim for you.  However, the final settlement decision will be down to you so here are five tips to help you bring your claim to a satisfactory close.

Claiming compensation following an accident is rarely straightforward.  In order to receive compensation you will need to provide evidence that proves the accident was not your fault and that the effect of the accident has caused you both physical and emotional trauma.  With the aid of an experienced lawyer you will be able to prove who was responsible for your injuries and claim the compensation you deserve.

Get Medical Attention: do not assume that even minor injuries do not need medical attention, sometimes there can be something more serious that is not immediately obvious.  Never wait to seek medical help, make sure you are seen as soon as possible after the accident.
Gather Evidence: you will need to present physical evidence of the accident to the insurance company so make sure you preserve any evidence you can.  Take photographs of all your injuries no matter how minor and write down exactly how the accident happened.  If there were any witnesses present get their contact details so your lawyer can get statements from later on.
File Your Compensation Claim: do not wait to file a claim as they are time limited. The longer you wait the harder it can be for you or your lawyer to prove negligence.  Usually you will have between 30 days to one year depending on where you live.
Do Not Settle For The First Offer: insurance companies will look to settle a claim for as little amount of compensation as possible, which means that usually they will present a first settlement offer that is well below what you are actually entitled to.  Consult with your accident lawyer about the amount of compensation you are entitled to and do not let an insurance company intimidate you into accepting a lower settlement.
Always Hire An Accident Lawyer: trying to settle a claim yourself can be very difficult and stressful, particularly if you are still recovering from your injuries.  By hiring a DC accident lawyer you will have a professional on your side who will work with to protect your rights and obtain the compensation you deserve.

Accident claims can be difficult, time consuming and at times discouraging, but is in important not to let the insurance companies win and award you a settlement that is well below the amount of damages you have incurred so far.

I am a freelance writer writing extensively about personal injury and accident claims.
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