How fast can a personal injury claim against an insurance company take?

by admin on May 23, 2010

I’ll try and keep this simple. I had two "friends" jump on my back while I was asleep. They broke my neck and I was in the hospital for 2 months and had neck surgery. Some nurses thought I was going to die when I was brought in to the ER. I am learning to walk all over again and will not be back at work for a long time. This is a life changing injury although my surgeon expects a 100 percent recovery.

Now I have a lawyer who is going after the homeowners policies of both parties for the full amount of personal injury liability. He thinks he may get some "cash" in 3-4 months. Both parties are cooperating and admit they were at fault.

How long can something like this really take and can I expect the full amount possible in this case. For example one party has 300,000 coverage for personal injury. Should I expect all of that? My lawyer is old school and wont accept the first number he hears and he has a private investigator getting statements and following up on things.

Really want to have an idea of how much waiting and how much money a situation like this will turn out.

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{ 6 comments }

Kita May 23, 2010 at 2:27 pm

Why are you asking yahoo when it sounds like you have a perfectly competent lawyer?

J.J. May 23, 2010 at 2:27 pm

It can take forever depending on the insurance company.

We have one going right now..and we have been waiting 3 years!!

You may need a lawyer!

Dane May 23, 2010 at 2:27 pm

don’t burden yourself with thinking about the money. keep your spirits up, work at getting well, the money will come later. good luck.

Cut Throat *itch (2) May 23, 2010 at 2:27 pm

The insurance company is going to want it to go super fast so they can settle, record the final cost, and be rid of you forever. Take your time.

Jordan May 23, 2010 at 2:27 pm

Could take 6 months to a year, depending on the situation. Since they admit they were at fault, it should be a no-contest plea and your money should come fast.

As far as a settlement goes, hardball with your lawyer, who will be in touch with the homeowner’s lawyers and see what an acceptable figure would be.

iiidontknowdoyou May 23, 2010 at 2:27 pm

This will take YEARS to settle. Didn’t your attorney tell you he can’t settle this til you’re done treating? Why is he using an expensive private investigator if the people are cooperating? You have to pay for him ya know! I work for attorney’s and you don’t have to have a private investigator working on anything, in fact you use them as a LAST resort because they are so expensive. I’d be talking to other attorneys if I were you. You know you have the right to fire yours if you don’t like the job he’s doing.

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