if an insurance company is denying a personal injury claim, does that mean you lost your case?

by admin on June 2, 2010

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    { 4 comments }

    Jeremy D June 2, 2010 at 2:42 pm

    ( Edit: Just read your other questions, so here is some more info. I am guessing that they will allege that their client (the owner of the elevator) is not responsible because it was purely an accident or that they were not negligent.

    Usually you must prove that some negligent action or inaction led to the accident. Otherwise the elevator would be the guilty party, and you can’t sue an elevator.

    The only problem here is that your case would have to be that they failed to properly maintain or repair the elevator, and that would be hard to prove. If you or, even better, others had complained about faults and they didnt bother fixing it then that would be a good case. )

    No. This is where the game begins.

    Ask them for specific reasons and copies of all documents related to your case immediately.

    Do not say or write anything that might be used against you. Do not agree to see any more of their doctors unless you are absolutely req uired to by your policy or law.

    If it is a private contract of insurance with a company, then you need a copy of the contract, and specifically, the provisions that relate to your type of injury claim (some have different rules for some injuries or sicknesses).

    If you still disagree after looking at it, consider contacting a lawyer or appeal yourself if you feel comfortable doing so.

    A lawyer is a good plan, but do some leg work yourself to make it cheaper. Then you can have the documents ready for the lawyer on your first visit.

    numbr1slotman1 June 2, 2010 at 2:42 pm

    no! All that means is you hire a lawyer

    Karen B June 2, 2010 at 2:42 pm

    Not necessarily. Appeal the claim.

    JIM R June 2, 2010 at 2:42 pm

    Now you have to get a lawyer and prove your case.
    Insurance companies most always deny claims so as to put off paying.

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